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Julie leads the banking and finance team at Ward Hadaway. The team advises both lenders and borrowers and includes major financial institutions, PLCs, public sector bodies, SMEs and individuals.

Julie has advised on banking, funding and corporate issues for 30 years and having advised both lenders and borrowers allows her to identify the potential issues and aid their resolution.

Julie’s experience covers acquisition, development, project and public sector finance (PFI) and developing and setting up funding, security and intercreditor structures. She also deals in international and cross-border funding issues and asset, export and supplier finance issues.

Julie’s experience and great technical ability allows her to take a pragmatic and commercial approach, and achieve cost-effective solutions for her clients. Julie has been acknowledged as a leading authority in her field in the North of England for many years.


  • £24.7 million revolving credit facilities for Camerons Brewery
  • £70 million refinancing of real estate investment portfolio with war chest facility
  • £13.3 million secured loan note facility by Total Capital Partners
  • Advising the North East Local Enterprise Partnership on funding to multiple projects
  • Advising funder in respect of funding of renewable energy projects including wind turbines
  • Advising client on supplier finance arrangements being put in place by one of its customers
  • Advising directors on reduction of personal guarantees
  • Refinancing of PFI funding to North Cumbria Hospitals NHS Trust – Carlisle Hospital
  • Advising Social Investment Fund on security and intercreditor arrangements

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Independent verdict

  • "Regularly goes the extra mile for clients"

    Legal 500
  • "She has excellent technical knowledge. She is always able to source precedents to assist in negotiations and applies a level of pragmatism."

    Client quote, Chambers & Partners
  • "Presents advice in a clear, concise manner, free of jargon"

    Client quote, legal 500
  • "An excellent and well-deserved reputation in the region"

    Client quote, Legal 500
  • ‘Extremely accessible’

    Client quote, Legal 500
  • "Julie Harrison offers a wealth of experience across a range of transactions, with particular expertise in project and acquisition finance. She is well known in the market and one interviewee lauds her as 'the most experienced banking lawyer in the North East'."

    Chambers & Partners
  • "Praised by clients for her 'accessibility, practicality and commerciality'.”

    Chambers & Partners
  • "Julie Harrison is lauded for her experience and practical approach. One client enthuses: 'She has a great ability to understand where the banks and the clients are coming from. She finds practical, workable solutions to problems'.”

    Client quote, Chambers & Partners
  • "[Julie] is highly regarded for her high-profile work in the region. She enjoys strong relationships with the firm's impressive lender-client portfolio.”

    Chambers & Partners
  • "Julie Harrison ‘always goes the extra mile’"

    Legal 500
  • "Julie Harrison ‘cuts through the jargon to give advice with a commercial head’.”

    Legal 500
  • "Julie Harrison has an excellent reputation for her 'knowledgeable and experienced' handling of complex banking and finance matters."

    Client quote, Chambers & Partners
  • "Knowledgeable and experienced."

    Legal 500
  • "Julie Harrison 'is technically brilliant. She is happy to share her knowledge and to challenge the proposal you are putting to her.'"

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