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My mum remarried. She has now passed away and has left everything to my step-dad. I am worried that he will not leave me anything when he dies. Can my step-dad write me out of the Will?

This will depend on the arrangements your mum (or dad, as the case may be) and her spouse have made. They may have made ‘mirror Wills’ or ‘mutual Wills’. Alternatively, they may have simply made their own Wills which have totally different provisions.

If your mum and your step-dad made ‘mirror Wills’, then the surviving spouse can revoke that Will and make a new one. They may not leave you anything under their new Will, and a dispute may rise.

If your mum and your step-dad made ‘mutual Wills’, they make a legal promise not to change their Will unless they both agree to this.

Complex family structures can lead to issues and fallouts when someone dies. These circumstances are very fact-specific. You can contact us for advice and we can advise you whether we think you have a claim.

Related FAQs

When will I receive a grant under this scheme?

The Chancellor confirmed that payments under the scheme would not be available immediately.

What if there is no Will? Can I challenge what I would receive ?

Yes.  It is possible to bring a financial provision claim under the 1975 Act to ask the court to decide that the amount which you would receive under the Intestacy Rules (which apply if the deceased person has no valid Will) do not make reasonable or financial provision for you.  Please see below FAQs on financial provision for more information.

Reductions in working hours

Another obvious cost cutting measure is to reduce working hours, either temporarily or permanently. Again, it should be done fairly, either across the board or by selecting teams/individuals based on objective business reasons. Imposing without agreement would create significant risk, therefore would require fair selection and consultation.

I am dealing with an estate where the bank has sent me an indemnity to obtain the funds. Will the bank accept my signature without it being witnessed by my solicitor?

If you have obtained a Grant of Probate or Grant of Letters of Administration there should be no need to complete an indemnity, merely an account closure form. If however you have not yet obtained a Grant but the bank is willing to release funds then they will generally require an indemnity to be executed. Several banks and building societies including Barclays, Lloyds, HSBC and Santander have signed up to the British Banking Association’s voluntary Bereavement Principles, one of which is to support the bereaved according to their personal needs and work with you to resolve everything as quickly as possible.

If the indemnity requires a solicitor to act as a witness, you should contact the bank to see what they are willing to do to get around the problem, given the current situation.

Is the Land Registry functioning?

Yes. The Land Registry published a new service update on 14 May, here:

https://www.gov.uk/guidance/coronavirus-covid-19-impact-on-hm-land-registrys-service

Importantly, the Land Registry will process registrations where documents have been executed using the Mercury signing approach:

For land registration purposes, a signature page will need to be signed in pen and witnessed in person (not by a video call). The signature will then need to be captured, with a scanner or a camera, to produce a PDF, JPEG or other suitable copy of the signed signature page. Each party sends a single email to their conveyancer to which is attached the final agreed copy of the document and the copy of the signed signature page.

To summarise some further points:

  • Most information enquiries are experiencing minimal delays
  • Registrations of new titles, such as on sales of part or new leases, and applications to update existing titles, are experiencing more significant delays but can be expedited via the expedite service
  • Cancellation dates for replying to requisitions are extended until further notice
  • Access to free documents on the land registry portal has been extended to 90 days from completion of the transaction
  • Identity requirements have been relaxed. The Land Registry will now raise a requisition for identity documents, and not cancel applications
  • Requests for extensions to a notice or objection period will be granted if lawfully possible
  • Land charges searches can be submitted electronically with PDF documents